Travel insurance is a program that serves to provide short-term protection. The short term in question is a span of several days to a maximum of 6 months. The purpose of travel insurance is to ensure the safety of a person during travel on land, sea and air. One of the uniqueness of the European Continent is its compactness using a system. Like when using the Euro currency, the Schengen Visa system is also used on the basis of the Schengen agreement. The Schengen Agreement is an agreement that summarizes some tourism policies. The first 10 countries to sign this agreement are Belgium, France, Monaco, Germany, Luxembourg, the Netherlands, Portugal, Spain, Italy and Austria.
There are several guarantees that need to be considered
Then, other countries also joined as a step to increase the number of tourists with ease of access across the border. The next 10 countries are Greece, Denmark, Finland, Iceland, Norway, Sweden, Poland, Czech, Slovakia and Slovenia. After that, more complete members of the Schengen Agreement also joined Latvia, Lithuania, Estonia, Hungary, Malta and Switzerland. For overseas departures, travel insurance is very necessary and has various functions. At least, there are several guarantees that need to be considered for prospective travelers such as personal accident guarantees, medical expenses, the return of the body if the person dies, as well as baggage. |
| Travel insurance |
In addition, in the event of a natural disaster or accident, travel insurance can also cover medical evacuation and repatriation, liability if baggage is late, if there are missing documents, individual law, delayed travel, reduced travel, to advanced flight delays. Compensation includes medical evacuation, repatriation of bodies, sympathetic visit if the insured is treated in a foreign hospital, emergency telephone charges, return trips for children, and automatic renewal without charge.
Benefits of Personal Accident Insurance. Benefits provided for total death and disability remain due to accidents within a certain period of time since the accident that occurred during the trip. Special Benefits. Can be in the form of personal legal responsibility, protection against terrorism, 24-hour telephone connection, own risk of car rental, protection against house fires during the trip. With so many benefits offered, it doesn't hurt to equip yourself with travel insurance during the trip.