Travel insurance one of the mandatory requirements documents that must be fulfilled by the applicant is travel insurance with a minimum coverage amount of EUR 30,000 or USD 50,000 for one person / individual in each trip. The period of validity of the insurance must be in accordance with the duration of the trip, not less, for example, a total of 9 days of travel, can not buy travel insurance for only 7 days. Travel insurance is insurance to cover medical costs, travel cancellations, baggage loss, flight accidents, and other losses that occur when traveling both domestic and international. A list of travel insurance companies that are accepted for a Schengen Visa application can be viewed in full in Information about Travel Health Insurance. Starting from AXA, AXA Mandiri, ACA, ACE, AIG, ZURICH, MEGA INSURANCE, AIA, and many more. The results of research from several travel bloggers, the most commonly recommended travel insurance is AXA, AXA Mandiri, and ACA.
For AXA and AXA Mandiri, the company is different, both can be purchased online and the policy is sent via email. AXA Mandiri can only use visa or mastercard credit cards. AXA payments are more diverse, can be via the Alfa Group, Doku Wallet, bank transfers, and credit cards. Benefits offered by AXA and AXA Mandiri are more than ACA. If you take the family package AXA and AXA Mandiri become cheaper than ACA. For ACA, it seems that they can only buy manually (come to their office), or by telephone and e-mail (+62215760608), payments can be transferred and shipping policies directly via e-mail and the physical will be sent by shipping expedition 1 working day after transfer. ACA can return a premium of 75% if the policy is canceled (visa is refused or not departed), while AXA and AXA Mandiri have no premium refund. ACA premiums for individuals are cheap compared to AXA and AXA Mandiri.
Oia, carefully before buying, actually family packages for annual fall are cheaper, but have to leave at the same time and the same destination. I myself bought it wrong (for my parents), because they left on a different schedule, so I had to add another fee to break the annual package into 2 people. Next I rewrite the provisions of AXA and AXA Mandiri for family annual packages, only valid if: a) the Main Applicant is traveling alone; b) The main applicant who travels with a partner who is covered to the same destination and within the same period; c) An adult insured travels with the child / children covered to the same destination and within the same period. If two or more of the insured individuals listed in the Family Program travel to different destinations within the same time period, the coverage will automatically be considered only valid for the trip of the main applicant.